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BillWise

Bills, Subs & EMIs · Android · Coming Soon

One missed due date costs you — in late fees, in lost discounts, in a subscription you forgot to cancel. BillWise tracks every recurring payment you have, reminds you before it hits, and shows you exactly where your money goes. No bank connection. No account. Fully offline.

Coming Soon ← All Apps

Everything you need. Nothing you don't.

Built for anyone who has recurring payments — which is everyone. No bank login, no sync, no ads.

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All payment types

Subscriptions, credit card bills, utility bills, phone recharges, insurance, rent, EMIs, memberships, and one-time payments — all in one list.

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Smart reminders

Up to 3 reminders per payment, batched into a single daily notification at 7 AM. No app pinging you at random hours. Clean, predictable alerts.

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Analytics dashboard

Spending by category, monthly trends, annual estimate, and smart insights. Understand your recurring spend at a glance — by month, quarter, or year.

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Calendar view

See every payment on a monthly calendar. Dot sizes reflect payment amounts — bigger dot, bigger payment. Amber rings highlight large payments at a glance.

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Trial & expiry alerts

Mark any payment as a free trial. BillWise alerts you before the trial ends. Never get charged for something you forgot to cancel.

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Excel export

Export your full payment history as an Excel file. Share it, archive it, or use it for budgeting.

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170+ currencies

Set a default currency and override it per payment. Track payments in INR, USD, EUR, GBP, AED, and 165+ more — each with its own history.

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Fully offline

No bank connection. No sync. All features work without internet. Your payment data lives on your device — nowhere else.

If you have recurring payments, this is for you.

BillWise was built because recurring payments are invisible until they hurt. This makes them visible.

Anyone with subscriptions they've lost track of
Households managing shared bills and utilities
People with EMIs or loan repayments to track
Freelancers managing software subscriptions
Anyone on free trials they need to cancel on time
Small businesses tracking recurring expenses
Anyone who wants to see their total monthly recurring spend
Anyone tired of surprise charges they forgot about

One-time purchase. Yours forever.

The free version gives you full access to every feature for up to 5 payments. Pro removes that limit.

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No subscription. Ever.

Pro is a single one-time in-app purchase. No monthly charges, no annual renewals. Pay once, use forever — including on any new device you restore to.

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Unlimited payments

The free tier allows 5 recurring payments with every feature accessible. Pro removes the cap entirely — add as many as you need.

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Encrypted Google Drive backup

Back up and restore your data to Google Drive. AES-256-GCM encrypted before leaving your device. Stored in a private folder only you can access.

Automatic scheduled backups

Set daily or weekly backups that run silently in the background. Restore to any new device whenever you need.

Your payment data is yours. Completely.

BillWise was designed with privacy as a default, not an afterthought.

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No data collected

BillWise collects no personal data and shares nothing with third parties. No analytics, no crash reporters, no tracking SDKs.

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Everything stays on your device

All your payments and history are stored locally only. No bank connection required. No servers. No sync.

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Encrypted backups (Pro)

The optional Google Drive backup is AES-256-GCM encrypted before leaving your device. Stored in a private folder only you can access.

Common questions

Everything you need to know about BillWise.

No. BillWise never connects to your bank. You add your payments manually. All data stays on your device — there are no servers involved.
Yes. BillWise is free for up to 5 recurring payments with every feature fully accessible. Pro is a one-time purchase that unlocks unlimited payments and encrypted backup.
Yes. Fully offline-first. All features work without internet. Internet is only used for the optional Pro Google Drive backup.
Subscriptions, credit card bills, utility bills, phone recharges, insurance, rent, EMIs (with installment tracking), memberships, and one-time payments.
BillWise batches all reminders into a single notification at 7 AM daily. You can set up to 3 reminders per payment — for example 7 days before, 3 days before, and 1 day before.
Yes. Mark any payment as a free trial and set its end date. BillWise alerts you before the trial ends so you can decide whether to cancel — before you get charged.
Pro is a single one-time in-app purchase. It unlocks unlimited recurring payments (free tier allows 5) and AES-256-GCM encrypted Google Drive backup with automatic scheduled backups.
BillWise requires Android 10 or higher.

BillWise is in development.

No ads · No login · Works offline · Android 10+

Get notified when it launches →